Provide Retirement Benefits for Yourself and Your Employees

At BMWAGAN ASSOCIATES, we understand the challenges small business owners face when planning for retirement. SEP IRAs (Simplified Employee Pension) and SIMPLE IRAs (Savings Incentive Match Plan for Employees) offer robust solutions to provide retirement benefits not just for yourself but for your employees as well. These plans are designed to be easy to administer while offering significant tax advantages.

Enjoy Tax Advantages for Contributions and Potential Employer Matches

Both SEP IRAs and SIMPLE IRAs come with attractive tax benefits. Contributions to a SEP IRA are typically tax-deductible, and the investments grow tax-deferred until retirement. SIMPLE IRAs also offer tax-deferred growth, and employers can make matching or non-elective contributions, which are tax-deductible for the business. These plans can reduce your current taxable income while helping you and your employees build substantial retirement savings.

Navigate the Complexities of Small Business Retirement Planning with Ease

Retirement planning for small businesses can be complex, but BMWAGAN ASSOCIATES is here to simplify the process. Our experienced advisors provide comprehensive support to help you choose and manage the right plan for your business. Whether you’re considering a SEP IRA or a SIMPLE IRA, we guide you through the setup, contribution strategies, and compliance requirements, ensuring a smooth and beneficial experience for you and your employees.


Why Choose BMWAGAN ASSOCIATES?

  • Specialized Expertise for Small Businesses: We focus on the unique retirement planning needs of small businesses, providing tailored solutions that meet your specific requirements.
  • Culturally Relevant Advice: Our advisors understand the cultural nuances and financial goals of our Filipino clients, ensuring that our recommendations align with your values.
  • Personalized Consultations: Benefit from one-on-one consultations where we assess your business’s retirement needs and recommend the most suitable plan.

Contact Us Today for a Consultation!

Empower your small business with effective retirement planning. Contact BMWAGAN ASSOCIATES today to schedule a personalized consultation and discover how SEP IRAs and SIMPLE IRAs can benefit you and your employees. Let our experts help you navigate the complexities and secure a prosperous future for all.